Unlocking Capital for Fintech & Financial Services.
R&D funding for payment systems, blockchain, regulatory compliance technology, and financial AI.
Fintech companies building payment infrastructure, risk modeling systems, regulatory compliance tools, or blockchain applications are strong SR&ED candidates. The systematic investigation required to build secure, compliant financial systems generates significant eligible R&D. IRAP supports pre-commercialization fintech innovation, and CanExport helps with international expansion.
Primary Programs
SR&ED + IRAP
Median Recovery
$380,000 per SME
Key Parameters
Matching Funding Programs
Programs commonly accessed by Fintech & Financial Services companies in Canada.
Typical Eligible Expenses
Common cost categories that qualify for funding in the Fintech & Financial Services sector.
Payment processing system architecture
Fraud detection and risk modeling AI
Regulatory compliance automation development
Cryptographic and security protocol research
Real-time transaction processing optimization
Check Your Eligibility
Run a free assessment to see which of these programs match your Fintech & Financial Services company profile. Takes under 2 minutes.
Start Free ScanFintech & Financial Services Funding FAQ
Is building a payment platform eligible for SR&ED?
The novel engineering work qualifies — real-time processing at scale, security architecture, fraud detection algorithms. Integrating existing payment APIs without technical uncertainty does not.
Can compliance automation qualify?
Yes. Building systems that automatically interpret and apply evolving financial regulations involves significant technical uncertainty, especially when dealing with cross-jurisdiction compliance.
Does blockchain development qualify for funding?
Novel blockchain engineering (consensus mechanisms, smart contract security, scalability solutions) qualifies for SR&ED. Using existing blockchain frameworks for standard applications typically does not.