Funding programs for Fintech & Financial Services.
R&D funding for payment systems, blockchain, regulatory compliance technology, and financial AI.
Fintech companies building payment infrastructure, risk modeling systems, regulatory compliance tools, or blockchain applications are strong SR&ED candidates. The systematic investigation required to build secure, compliant financial systems generates significant eligible R&D. IRAP supports pre-commercialization fintech innovation, and BDC LIFT finances AI and digital adoption.
Programs to investigate
SR&ED + IRAP
Funding amounts
$380,000
Key Parameters
Matching Funding Programs
Programs to investigate for Fintech & Financial Services projects. Confirm current fit and intake status with each official source.
Potential Cost Areas
Costs that may be considered for Fintech & Financial Services projects, subject to the applicable program rules.
Payment processing system architecture
Fraud detection and risk modeling AI
Regulatory compliance automation development
Cryptographic and security protocol research
Real-time transaction processing optimization
See what may apply
See which of these programs may fit your Fintech & Financial Services company. It takes about 2 minutes and there is no cost to check.
Check funding readinessFintech & Financial Services Funding FAQ
Is building a payment platform eligible for SR&ED?
The novel engineering work qualifies — real-time processing at scale, security architecture, fraud detection algorithms. Integrating existing payment APIs without technical uncertainty does not.
Can compliance automation qualify?
Yes. Building systems that automatically interpret and apply evolving financial regulations involves significant technical uncertainty, especially when dealing with cross-jurisdiction compliance.
Does blockchain development qualify for funding?
Novel blockchain engineering (consensus mechanisms, smart contract security, scalability solutions) qualifies for SR&ED. Using existing blockchain frameworks for standard applications typically does not.